Florida Roof Attorney
In 1992, there were two catastrophic hail storms in Florida. Those storms devastated the roofs of many homes and businesses. Insurance companies properly paid many of those claims, but they also denied or underpaid many others. As a result, I started doing “roof law.” Since then, I’ve literally handled 100’s if not 1000’s of roof claims against insurance companies. I’ve handled every kind of roof imaginable: slope roofs, flat roofs, bitumen torch down, and membrane. I’ve dealt with 3 tab shingles, architectural shingles, tile and concrete roofs. I’ve litigated underlayment issues, nail down issues, decking and rafters. And, if your taking the time to read this, you probably know that roof issues most often lead to water intrusion and mold issues inside your walls and inside your home or business.
So, how do I get paid? You never pay me any fees or costs. In most cases, if I win, the insurance company has to pay my fees and costs, and if I lose, I’ll work for free.
In my roof cases, I work with roofers, architects, contractors, and engineers to make sure we know what is going on with your roof, what caused the problem, and how to fix it. Many times, your insurance company will simply want to patch or repair the damage without replacing the roof. There are laws and ordinances that frequently require the insurance company to replace the entire roof, even if they only want to repair it.
Many of my cases deal with: What is the cause of the roof problem? Insurers often hire roofers or engineers who claim that the problem is an installation error, maintenance problems or a manufacturing defect. I routinely see the same insurance company engineers or roofers in case after case. Not only are their names familiar, but their “reports” are quite familiar too. They say the same thing time and again. You should not feel intimidated or hopeless just because the insurance company has a report saying that they are not responsible. Please understand that every single case we have ever won began with an insurance company denying the claim. The insurance company’s “No” is not the end of the inquiry, it is only the beginning.