What to Do After a Boating Accident in Florida

With its abundant coastline, rivers, and lakes, Florida is a boater’s paradise. But with so many vessels on the water, boating accidents are, unfortunately, all too common. 

Whether you're out for a day of fishing in the Gulf or cruising through the inland waterways, it’s important to know what to do if something goes wrong.

At The Nation Law Firm, we’re here to help you navigate the aftermath of a boating accident, from understanding your rights to holding responsible parties accountable.

If you’re involved in a boating accident, here’s what to do.

Step 1: Prioritize Safety and Call for Help

If you’ve been involved in a boating accident, your first priority should always be safety. Check yourself and others on board for injuries. If medical attention is needed, call 911 immediately or use marine radio to request emergency assistance. If anyone falls overboard, act quickly but calmly to recover them.

Step 2: Report the Accident

Under Florida law, boating accidents must be reported to the Florida Fish and Wildlife Conservation Commission (FWC), the county sheriff, or local police when:

• Someone is injured beyond basic first aid,
• A person is missing,
• There’s a fatality,
• Property damage exceeds $2,000,
• Or a vessel is destroyed.

Failing to report an accident when required can result in criminal charges. The report should be filed as soon as possible, ideally within 48 hours.

Step 3: Gather Information

Just like with car accidents, it’s important to gather details at the scene if you're able:

• Names, addresses, and contact information of everyone involved
• Vessel registration or identification numbers
• Insurance information
• Names and contact info for any witnesses
• Photos of the damage, location, and injuries (if possible)

This information can be crucial when filing insurance claims or pursuing legal action.

Step 4: Understand Legal Responsibilities

Boaters in Florida have a legal duty to:

• Operate their vessels safely and responsibly
• Render aid to anyone injured in an accident
• Remain at the scene until law enforcement arrives (if required)

Negligence, recklessness, or operating under the influence (BUI) can lead to criminal charges and civil liability. If another boater was under the influence or failed to follow maritime laws, you may be entitled to compensation for your injuries and damages.

Step 5: Know Your Rights

Victims of boating accidents caused by another’s negligence may be eligible to recover damages for:

• Medical expenses
• Lost wages
• Pain and suffering
• Property damage
• Long-term care or rehabilitation

Whether you were a passenger, another boater, or a swimmer injured by a vessel, you have the right to pursue a legal claim if someone else’s negligence caused the accident.

Step 6: Contact an Experienced Boating Accident Attorney at The Nation Law Firm

Boating accidents can be complex. Maritime laws, state regulations, and insurance issues often overlap, and going it alone can put your rights at risk.

That’s where we come in.

At The Nation Law Firm, we have extensive experience helping victims of boating accidents across Florida recover the compensation they deserve. Our team can investigate the accident, identify liable parties, and handle negotiations with insurance companies—so that you can focus on your recovery.

Our trial-ready attorneys can even take your case to court if needed.

We understand how overwhelming these situations can be, and we’re here to stand by your side every step of the way.

Don’t Wait. Get the Legal Help You Need.

Boating accidents may happen in an instant, but the consequences can last a lifetime. The good news is that you can have an experienced advocate in your corner, fighting for the compensation you need and deserve to move forward with your life.

If you or a loved one has been hurt on the water, contact The Nation Law Firm today for a free case evaluation. Let us help you protect your rights and chart a course toward recovery.